C-Kusner

Home/C-Kusner

About C-Kusner

This author has not yet filled in any details.
So far C-Kusner has created 28 blog entries.

Dentists and Credit Inquiries: Neither have to be painful!

As a consumer credit professional, I get a wide range of questions regarding the impact our actions have on our credit scores. From closing accounts to Bankruptcies, consumers want to know how to keep their scores optimal. Of all topics, credit inquiries seem to top the list. It's almost like we consider having our credit [...]

By | 2017-05-11T20:27:53+00:00 December 27th, 2016|Credit Report, Personal Finance|1 Comment

SOCIAL MEDIA AND CREDIT RISK: BIG BROTHER IS WATCHING!

Traditional methods for evaluating credit risk are tried and true and have been proven over time. They usually involve reviewing an applicant’s income, collateral, and of course, credit history and credit score. With the explosion of social media, more data is becoming available to credit issuers and some lenders are already either incorporating this data [...]

By | 2017-05-11T20:27:56+00:00 October 20th, 2016|Personal Finance|0 Comments

Negotiating debts and you: Simple solutions to a complex problem

As a credit repair company or CRO we do not negotiate the settlement of debts for our clients. Credit repair by definition is the process of validating, correcting and verifying the accuracy of information reporting on a consumer’s credit report. The industry is governed by the Credit Repair Organizations Act or CROA. Under CROA, there [...]

By | 2017-05-11T20:27:57+00:00 October 14th, 2016|Credit Repair|0 Comments

HARP PROGRAM EXTENDED THROUGH SEPTEMBER 2017 – ARE YOU MORTGAGE READY?

Great News for Homeowners: The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will implement a new refinance offering aimed at borrowers with high loan-to-value (LTV) ratios. The HARP program, or Home Affordable Refinance Program, which was set to expire in December of 2016 is being extended. Since the new high [...]

By | 2017-05-11T20:27:58+00:00 October 11th, 2016|Personal Finance|0 Comments

SECURED CREDIT CARDS – HOW THEY WORK – AND WHY YOU NEED ONE!

Building Better Credit with Secure Credit Cards Your credit profile is your resume to the financial community. Credit rebuilding tools are key to having good credit. Certain credit scores are required to qualify for a loan of any type including a mortgage, vehicle, or installment loan. Your score may either help or impair your ability [...]

By | 2017-05-11T20:27:59+00:00 October 3rd, 2016|Credit Report, Personal Finance|0 Comments

Identity Theft 101: Password Protection Best Practices

Hacking, Identity Theft, Internet Fraud, Phishing Attacks, Malware are just a few ways our personal information can be compromised. Today it is as important to protect our private data as it is to protect our personal health. With so much of our information available at a click of a button, it can be seem overwhelming [...]

By | 2017-05-11T20:28:01+00:00 August 25th, 2016|Credit Repair, Credit Report, Debt Collection|0 Comments

How Long can Items Stay on my Credit Report?

One of the most common questions asked in credit repair is “How long will an item stay on my credit report?” Today we’ll walk through the major derogatory accounts found on credit reports and give you an understanding of how long each may report on our credit reports. FCRA Statute of Limitations: The Fair Credit [...]

By | 2017-05-11T20:28:02+00:00 March 9th, 2016|Credit Report|0 Comments
Chat Support Software