Program Details 2018-01-05T15:33:16+00:00

Since 2007 Credit Repair Resources has strived to provide the highest level of credit repair services to our clients and referral partners. Through experience and feedback, we have developed a menu of programs to meet the needs of most every consumer.

Thousands of consumers have benefited from our services, and at the heart of every CRR product is the audit process developed by the attorney for Credit Repair Resources. Attorney Robert Willis, a 20 year veteran of consumer litigation has applied his experience to ensure that we are both effective and compliant with our investigation efforts.

Attorney Willis personally trains our case managers and continuously educates our staff on Fair Debt Collection and Fair Credit Reporting law. Although he does not represent our clients as their Attorney, they benefit significantly from his knowledge and experience.

From our most affordable “Essentials” program to our intensive “Concierge” level services, the variety of options offer flexibility many credit repair companies do not provide. Below are detailed descriptions of each offering:

CRR Essentials Program:

For those on a budget or in a long term rental agreement, the Essentials program is an excellent choice. It has a very low first work cost and a reduced monthly suite of services payment compared to our other programs.

  • No credit repair company can predict the total time to repair, but the Essentials program may take 3-6 months longer than our standard Mortgage Track Program. Essentials clients still have personal case managers and benefit from CRR’s combined 70 years of credit and consumer law experience.
  • The Essentials program can be cancelled at any time and you can upgrade your account should the need arise to expedite the repair process. Additionally, the Essentials program does carry a program specific performance warranty.

Essentials Performance Warranty:

CRR cannot guarantee that it will be able to improve your credit score, how long the process will take or what the exact outcome of our investigation will be. The client agrees that no such representation has been made.

However, if we are not able to assist you in removing or correcting inaccurate, outdated information from your credit report within 6 Months of the date of this agreement, we will refund to you any monies paid excluding the initial suite of services payment.

Essentials Program Cost:

$149: After the initial suite of service has been completed

$79: After each monthly suite of service has been completed

CRR Express Program:

The Express program is perfect for those that only have a few credit report items that need to be investigated. It provides the same program features of our Mortgage Track program at a reduced cost. The Express program expedites the validation of up to 4 credit report items. By choosing Express over the Essentials, you receive the following benefits:

  • All credit item investigations are initiated in the first suite of services. Direct to data furnisher investigations are initiated sooner and the overall time to repair may be shortened significantly. Additionally if necessary, CRR will send attorney drafted demand letters to uncooperative data furnishers.
  • Monthly full billing for suites of services is limited to 5 months with the Express and Mortgage Track program. Additional months of servicing beyond 6 months are billed at a reduced rate of $7.60 until CRR completes its audit or client chooses to discontinue services.
  • You can cancel services at any time* and Express clients receive our 90 day performance warranty.

CRR 90 Day Performance Warranty:

CRR cannot guarantee that it will be able to improve your credit score, how long the process will take or what the exact outcome of our investigation will be. The client agrees that no such representation has been made.

However, if we are not able to assist you in removing or correcting inaccurate, outdated information from your credit report within 90 days of the date of this agreement, we will refund to you any monies paid, including the initial suite of services payment.

Express Program Cost:

$249 after the initial suite of service has been completed

$109 for up to 6 months suite of services

$7.60 for any additional suites of service required beyond 6 months

Long Term Care:

For Express audits that exceed the 6 month time frame, CRR reduces the monthly cost for suites of service to $7.60 until the audit has been completed or the client chooses to cancel services.

CRR Mortgage Track Program:

Our original and most popular program is Mortgage Track. This program is ideal for those that have multiple items to investigate and want to minimize the time to repair while maximizing their results.

  • Mortgage Track allows for up to 20 challengeable items to be processed in the initial investigation period. Direct to data furnisher investigations are initiated sooner and the overall time to repair may be shortened significantly. Additionally, if necessary, CRR will send Attorney drafted demand letters to uncooperative data furnishers.
  • Since 2007, thousands of consumers have benefited from our Mortgage Track program. At the heart of every CRR product is the audit process developed by the attorney for Credit Repair Resources. Attorney Robert Willis, a 20 year veteran of consumer litigation, has applied his experience to ensure that we are both effective and compliant with our investigation efforts.
  • Attorney Willis personally trains our case managers and continuously educates our staff on Fair Debt Collection and Fair Credit Reporting law. Although he does not represent our clients as their Attorney, they do benefit from his knowledge and experience.
  • Monthly full billing for Suites of Services is limited to 5 months with the Mortgage Track program. Additional months of servicing beyond 6 months are billed at a reduced rate of $7.60 until CRR completes its audit or client chooses to discontinue services.
  • Of course Mortgage Track also comes with our 90 day Performance Warranty:

CRR 90 day Performance Warranty:

CRR cannot guarantee that it will be able to improve your credit score, how long the process will take or what the exact outcome of our investigation will be. The client agrees that no such representation has been made.

However, if we are not able to assist you in removing or correcting inaccurate, outdated information from your credit report within 90 days of the date of this agreement, we will refund to you any monies paid, including the initial suite of services payment.

Mortgage Track Pricing:

– Individuals

$349 Initial suite of service

$109 for up to 6 months

$7.60 for any additional suites of service required beyond 6 months

– Couples

$449 Initial suite of service

$199 for up to 6 months

$7.60 for any additional suites of service required beyond 6 months

1Mortgage Track Premium Surcharge:

Long Term Care:

For Mortgage Track audits that exceed the 6 month time frame, CRR reduces the monthly cost for suites of service to $7.60 until the audit has been completed or the client chooses to cancel services.

CRR Pay For Performance Program:

Payment for Performance is a product for those with limited items to investigate, or for consumers who would rather pay for services based on the effectiveness of our investigations. As another no advance fee option, there is a charge once the initial suite of service has been completed. However, there is no additional cost unless we are successful at correcting or removing the investigated item. Below is a list of our per item cost structure:

Initial Suite of Services: $149-449 depending on how many items are being investigated

Collections:         $50.00 per item per bureau

Charge Offs:        $50.00 per item per bureau

Late Payments:  $20.00 per item per bureau

Public Records: $70.00 per item per bureau

Inquiries:             $20.00 per item per bureau

Technical Data: $10.00 per item per bureau

  1. Mortgage Track Premium Surcharge:For clients that have more than 20 challengeable items on their credit report, CRR requires a onetime Premium surcharge of $100 added to the Initial Suite of Services.
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